Life insurance is often thought of as a safety net. It protects your family and loved ones if you are no longer around to care for them.You’ve been paying for years into the same company for the same amount of coverage on what seemed like an endless, open-ended policy with no expiration date in sight. But [...]
You may have heard of the new online agency Ethos Life striving to transform the way people buy life insurance.Ethos has eliminated unnecessary paperwork to quickly find the policy you need without talking with brokers taking up hours of your day.Can consumers find competitive life insurance premiums with this new agency?We encourage you to check [...]
As Ladder Life Insurance builds its brand, the insurance agency currently only offers online customers a limited-term life insurance portfolio. You may have heard of Ladder Life because of its speedy online application process popularized by there massive online advertising budget. Younger healthy applicants looking for an easy application process may find Ladder Life Insurance the [...]
After shopping for life insurance online, you have finally found the perfect insurance policy for your needs and budget.Understanding the life insurance underwriting process becomes essential to get the most affordable life insurance rates.Since many people are not familiar with buying life insurance, it is often helpful to discuss the two different methods to purchase [...]
Are you considering a universal life insurance policy? But, you have been hesitant because you are concerned about the high cost of universal life coverage.Most people automatically associate all permanent coverage with much higher costing premiums because of the savings element.However, today’s universal life policies offer both affordable premiums and death benefits for life.Do you [...]
You have most likely heard of the Primerica Life Insurance Company through a relative or friend. This is because the company uses a controversial multi-level marketing (MLM) strategy to sell its financial products, mutual funds, and life insurance policies through its agent’s own personal relationships.Our Primerica life insurance review comprehensively analyzes the company’s products, rates, potential [...]
Did you purchase a flexible premium adjustable life insurance policy back in the 1980s or early 1990s? You may have received a letter from your insurer claiming that your adjustable life insurance policy is not performing as originally illustrated.Policyholders getting these notices are usually required to contribute additional premiums to prevent their current adjustable life [...]
Big Lou insurance ads feature a funny persona trying to get life insurance from the life insurance agency called TermFinder. TermFinder has targeted its advertising toward those that are overweight, have preexisting health conditions, or that have struggled to find life insurance coverage. But before you jump to any quick decisions, we encourage you to [...]