Affordable Life Insurance in Michigan

Do you live in the great state of Michigan? Are you trying to secure affordable life insurance coverage for your family?

Congratulations, you have landed in the right spot!

Getting free life insurance comparisons in “mitten state” is a snap with Affordable life USA.

You can easily compare and select Michigan life insurance quotes from over 100 insurance companies using our consumer friendly website.

We are also confident you will recognize most of our life insurance companies. If you are interested in learning more about your online quotes, we are here to help!

We promise to work with you from start to finish, with the ultimate goal of finding you the most affordable life insurance policy in the today’s marketplace.

It does not matter if you live in Grand Rapids, Lansing, or Detroit Michigan! Affordable life US can help all Michigan residents find life insurance.We are made up of a team of dedicated and highly qualified insurance agents and financial planners.

Since 1991, we have provided customized term and permanent life insurance policies to thousands of clients across Michigan. We have created a proprietary life insurance comparison system to give people living across Michigan an easier way to compare life insurance plans and rates.

Do You Need Affordable Life Insurance?

We encourage you to find the best company by comparing the affordable life insurance prices of 186 life insurance carriers using our “no hassle” life insurance calculator

It has never been easier to compare life insurance quotes!

Simply press “Get Quote” to instantly see how affordable life insurance rates can be for your family.

michigan life insurance quoteIf you are curious to learn about how affordable life insurance can be at your age you can also read Michigan Life Insurance Rates By Age. Here you will be able to compare life insurance plans and learn the reasons why people need to consider term life insurance at various stages in their life.

When it comes to finding the cheapest life insurance rates in 2018, the most affordable life insurance prices can usually be found with companies such as: Prudential,  Banner Life, American General, and Protective Life.

affordable life insurance for Michigan seniors

Affordable Life Insurance for Michigan Seniors

It used to be that finding affordable life insurance for Michigan seniors was next to impossible, and now getting a policy issued is not that difficult and only moderately expensive.

Michigan senior citizens do need to be prudent when shopping for affordable term life insurance. Seniors need pay special attention to the qualification requirements to find the best term life insurance rates.

Special consideration also needs to be given by seniors looking into purchasing term life insurance because the premiums will  eventually go up in cost as you get older.

This is why the cheapest life insurance for seniors is not always term life insurance. Term life insurance may not be the best policy for seniors needing lifetime protection or only looking for a small amount of coverage to pay for final expenses.

However, finding cheap whole life insurance is not always easy! Many Michigan seniors often consider whole life insurance with big national marketer’s  like AARP Life Insurance.  Learn why these expensive policies may not be suitable or the cheapest whole life insurance plans for seniors.

Instead, seniors living in Grand Rapids, Lansing, or Detroit Michigan should consider universal life insurance polices which start at only a $25,000 death benefit.  Modern guaranteed universal life insurance is very affordable and can accumulate cash values like whole life, or have no cash value similar to term insurance.

Universal life insurance is low cost permanent cash value life insurance policy with guaranteed premiums and a death benefit which continues for your entire lifetime. Not to mention, these  guaranteed universal life policies are much cheaper then whole life.

Michigan Term Life Insurance Quotes for seniors

We can also provide life insurance quotes for Michigan seniors looking for an easy way to compare and select life insurance plans.

Simply press “Get Quote” to instantly see how affordable life insurance rates can be for your family:

michigan life insurance quote

Life Insurance for Michigan Business Owners

 Life Insurance for Michigan Business Owners

Many small business owners need affordable life insurance coverage to either protect their income or to cover a large loan. Many Michigan based business owner’s select life insurance based on the recommendation of their key advisers.

We work in coordinated effort with these advisors to provide affordable life insurance coverage along with a properly structured policy.

Small business owners require a great deal of service and advisors who are aware of their unique planning needs. This specialization is often hard to find at a local general agency or national call centers like

Are you a business owner living in Kalamazoo, Saginaw, Traverse City, or Detroit Michigan? Your search for cheap life insurance rates starts and ends right here in Grand Rapids, Michigan!

First , it may help to educate yourself on the common problems Michigan business owners face which can be solved with sound financial planning.

We encourage Michigan entrepreneurs to learn more about the solutions life insurance can provide by taking a peek at our articles on Key Person and Buy-Sell Coverage.

michigan Term Life Insurance rates for business owners

We can also provide Michigan life insurance quotes for business owners looking for an easy way to compare and select life insurance plans for any personal or business insurance need.

Simply press “Get Quote” to instantly obtain life insurance rates can be for your business:

michigan life insurance rates

About Affordable Life USA

 Affordable Life USA was started by Eric Van Haaften, after he graduated with a degree from Ferris State University in Big Rapids, Michigan. He graduated with a dual degree in Business Management and Statistics. Eric also participated in college athletics on the men’s varsity football team. Eric and his wife Mary make their home in Grand Rapids, Michigan.

We pioneered the concept of selling affordable life insurance by phone, mail, and internet throughout the state of Michigan. Initially, we began selling affordable life insurance in Michigan directly to clients by being featured in publications such as: Time, Newsweek, Us News, and the Wall Street Journal.

We have evolved over the years as people started using the internet to learn more about affordable life insurance plans and prices. We have become a reference site for Michigan consumers and agents looking to learn more about life insurance planning concepts.

We would love the opportunity to work with you on your life insurance planning. We specialize in helping Michigan residents find cheap term life insurance. Please do not hesitate call us here in Grand Rapids, MI with any questions 1-616-528-4139.

Michigan Life Insurance Company Reviews

Affordable Life USA  is an independent Michigan based life insurance agency. We represent most of top-rated life insurance companies in the industry.

Here is a list of our companies which offer affordable life insurance and also offer the highest ratings from the Better Business Bureau, AM Best, and J.D. Power.

AM Best
JD Power
AIG A+ A 718
AXA Equitable A+ A+ 752
Banner Life A+ A+ N/A
Brighthouse A+ A+ N/A
Guardian Life A+ A++ 760
John Hancock A+ A+ 739
Lincoln Financial A+ A+ 744
Mass Mutual A+ A++ 780
Metlife B- A+ 780
Mutual of Omaha A+ A+ 766
Nationwide A+ A+ 806
Pacific Life A+ A+ N/A
Principal Financial A+ A+ 774
Protective A+ A+ 742
Prudential A A+ 770
Transamerica A+ A+ 720