Life Insurance Rates

Need to Compare Life Insurance Rates?

life insurance rates

The Answer is Quick, Simple, & Easy!

  • Quick            Compare life insurance rates in minutes
  • Simple         No hassles required to obtain cheap life insurance rates
  • Easy             Your life insurance rate comparison will appear instantly

* You can get your term life insurance rates without personal information or providing any detailed health information. We eventually can fine tune which company will offer you the best life insurance rates.

 Life Insurance Rates Calculator

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Free Quotes From: Affordable Life USA

Need Agent Help: 1-877-249-1358

Our agency would love the opportunity to help you find the best life insurance rates in America!

We specialize in assisting individuals and business owners compare life insurance rates in minutes.

Since, many companies sell life insurance, it is impossible for you to know which carriers can offer you the cheapest life insurance rates.

We have streamlined the process of shopping for the best term life insurance rates. We monitor a network of over 186 of America’s top rated life insurance companies.

Did you get the chance to use our Life Insurance Rate Calculator to get your free life insurance rates comparison?

Great! If you eventually choose to work with us, we promise to work diligently with you from start to finish to find you the best overall plan for your needs and budget

Companies with the Best Life Insurance Rates

AM Best
JD Power
AXA EquitableA+A+752
Banner LifeA+A+N/A
Guardian LifeA+A++760
John HancockA+A+739
Lincoln FinancialA+A+744
Mass MutualA+A++780
Mutual of OmahaA+A+766
Pacific LifeA+A+N/A
Principal FinancialA+A+774

How to get a Cheap Life Insurance Rates

  • Use an experienced agent/broker who can compare life insurance rates from many life insurance companies.
  • Provide your agent with as much information about your needs and budget. Your agent will be able to determine the proper coverage and the correct insurance company to handle your policy.
  • Furnish as much detail as possible regarding your medical history and your current health, including all medications and physicians you have seen over a minimum of 5 years.
  • If possible try to apply with an insurance company that requires a brief medical exam to qualify for life insurance. This information lowers the insurance company’s risk, therefore enabling the insurance company to offer their cheapest life insurance rates to you.  to you.
  • Although your life insurance rates will be higher, we do offer life insurance quotes no medical exam required.
  • If you are not approved as quoted, ask your broker to “shop” your policy to other insurance companies for additional offers. You will not be required to take an additional exam.

For over 25 years, Affordable Life USA has provided affordable life insurance rates to thousands of clients across the United States.

We are an independent life insurance agency, and our goal is find you best term life insurance rates for your unique needs and budget.

Once you are a client, we annually review your life insurance policy to make sure it is always the best price available in the marketplace.

If you need assistance finding the best life insurance rates for your family, please do not hesitate to call us at 1-877-249-1358.